Credit repair can help remove some negative information from your credit report, but some items may be a little more difficult to remove than others. For example, bankruptcies, late payments and charge-offs would be more difficult than Collections, inquiries and old personal information.

Some common errors that can appear on your credit report include incorrect personal information, accounts that don't belong to you, late payments that were actually on time, and charged-off accounts that were paid or settled. Other errors can include duplicate accounts, incorrect credit limits, and accounts that were included in a bankruptcy but are still listed as open.